TORONTO, Feb. 20 /CNW/ - The following Radio Clips are available at the
listed times and co-ordinates:

    DATE(S) OF FEED:   Tuesday Feb 20, 2007

    TIME OF FEED(S):   1:45 PM ET and 2:45 PM ET

    CO-ORDINATES:      BN Channel 4

    Or contact CNW at broadcast@newswire.ca or 416-863-5615 to request an MP3
copy of the audio files

    STORY SUMMARY: The deadline for making RRSP contributions is
fast-approaching. According to Statistics Canada, almost 86% of tax filers
were eligible to contribute to an RSP in the 2005 tax year, yet only about 31%
actually did.
    As the March 1 RSP contribution deadline draws near, it's time for
Canadians to revisit their savings strategies to make the most of this
tax-sheltered investment. Patricia Lovett-Reid, Senior Vice President with TD
Waterhouse Canada, offers the advice for investors facing common RSP dilemmas.

    AUDIO CUTS FROM CANADA NEWSWIRE

    01-TD RSP advice
    TORONTO. (CNW) X-31s. (suggested lead) The deadline for making your RRSP
contribution is fast-approaching. According to Statistics Canada, almost 86%
of tax filers were eligible to contribute to an RSP in the 2005 tax year, yet
only about 31% actually did. Patricia Lovett-Reid, Senior Vice President with
TD Waterhouse Canada, offers advice for investors on the single biggest
mistake people make during the RRSP season... procrastination.
    SCRIPT 1-1: (Patricia Lovett-Reid)
    ("...down the road") CNW Group
    (Suggested tag): In 2005, StatsCan found that only 7% of available RRSP
contribution room was used, and that less than a third of eligible tax filers
contributed to an RRSP.

    02-TD RRSP advice
    TORONTO. (CNW) X-23s. (suggested lead) The deadline for making your RRSP
contribution is fast-approaching. According to Statistics Canada, almost 86%
of tax filers were eligible to contribute to an RSP in the 2005 tax year, yet
only about 31% actually did. Patricia Lovett-Reid, Senior Vice President with
TD Waterhouse Canada, offers advice for investors wondering whether they
should contribute to an RRSP or pay off debt.
    SCRIPT 2-1:  (Patricia Lovett-Reid)
    ("...have some discipline.") CNW Group
    (Suggested tag): Stop debating the point of which should happen first -
pay off debt or contribute to an RSP. Start talking to a financial expert to
find out what your options are. And do it today - before the RRSP contribution
deadline.

    03-TD RRSP advice
    TORONTO. (CNW) X-26s. (suggested lead) As the March 1 RSP contribution
deadline draws near, it's time for Canadians to revisit their savings
strategies to make the most of this tax-sheltered investment. Patricia
Lovett-Reid, Senior Vice President with TD Waterhouse Canada, offers advice
for investors who are afraid they might outlive their investments.
    SCRIPT 3-1: (Patricia Lovett-Reid)
    ("...to outlive it") CNW Group
    (Suggested tag): Visit your bank branch and talk about your concerns with
a financial advisor. They will work with you to get a clearer picture of your
net worth, where you stand financially and advise what you need to do to make
sure you don't outlive your money.

    04-TD RRSP advice
    TORONTO. (CNW) X-22s. (suggested lead) As the March 1 RSP contribution
deadline draws near, it's time for Canadians to revisit their savings
strategies to make the most of this tax-sheltered investment. Patricia
Lovett-Reid, Senior Vice President with TD Waterhouse Canada, explains the
"4P" approach to RSP management.
    SCRIPT 4-1: (Patricia Lovett-Reid)
    ("...before the government.") CNW Group
    (Suggested tag): Don't make contributing to your RRSP a
once-a-year-event. With a regular contribution plan, you'll avoid the February
rush and your money will start working for you sooner.

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