-  Homebuyers have until March 21, 2008
    -  No requirement to have a current account with TD Canada Trust
    -  Choice of two mortgages available

    TORONTO, Nov. 22 /CNW/ - TD Canada Trust announced today that it will
cover the new City of Toronto land transfer tax on behalf of its customers
when they arrange a mortgage between November 22, 2007 and March 21, 2008.
    In response to the City of Toronto's increase to the land transfer tax,
TD Canada Trust will provide up to 1.50% of the mortgage amount in cash to
cover this expense for customers obtaining a new fixed rate closed mortgage
with a term of 5 or 7 years.

    Homebuyers do not have to have a current account with TD Canada Trust in
    order to be eligible for this offer.

    Who's eligible?:

    -  Those who arrange and fund a 5 year Special Fixed Rate Mortgage or a
       7 Year Special Fixed Rate Mortgage between November 22, 2007 and
       March 21, 2008.
    -  Those purchasing Toronto properties which were affected by the new
       City of Toronto Land Transfer Tax

    "We're very pleased to be able to provide this limited time offer to
those who are buying a home in Toronto between now and March 21, 2008," said
Joan Dal Bianco, Vice President, Real Estate Secured Lending, TD Canada Trust.
"We know that our offer means one less thing to worry about and will help take
the pressure off of purchasing for homebuyers impacted by the land transfer
tax increase."
    The offer is not available in conjunction with any other offers and the
maximum cash amount is $15,000.

    About TD Bank Financial Group

    The Toronto-Dominion Bank and its subsidiaries are collectively known as
TD Bank Financial Group. TD Bank Financial Group serves more than 14 million
customers in four key businesses operating in a number of locations in key
financial centres around the globe: Canadian Personal and Commercial Banking,
including TD Canada Trust; Wealth Management, including TD Waterhouse and an
investment in TD Ameritrade; U.S. Personal and Commercial Banking through TD
Banknorth; and Wholesale Banking, including TD Securities. TD Bank Financial
Group also ranks among the world's leading on-line financial services firms,
with more than 4.5 million on-line customers. TD Bank Financial Group had
CDN$404 billion in assets as of July 31, 2007. The Toronto-Dominion Bank
trades on the Toronto and New York Stock Exchanges under the symbol "TD", as
well as on the Tokyo Stock Exchange.

For further information: Kelly Hechler, Media Relations, TD Bank
Financial Group, (416) 982-2469, Kelly.hechler@td.com