TORONTO, Dec. 20 /CNW/ - TD Canada Trust has changed its mortgage rates,
effective December 21, 2007.

    The changes are as follows:

    Fixed Rates                               To:         Change:
    -----------

    6-month convertible                      7.05%         +.30
    1-year open                              9.50%         +.20
    1-year closed                            7.40%         +.20
    2-year closed                            7.55%         +.20
    3-year closed                            7.55%         +.20
    4-year closed                            7.55%         +.20
    5-year closed                            7.59%         +.20
    6-year closed                            7.70%         +.20
    7-year closed                            7.85%         +.20
    10-year closed                           8.15%         +.25

    Special Offers
    --------------

    Closed Variable Interest Rate Mortgage   6.00%           NC
    Five year Fixed Rate (Closed)            6.58%         +.20
    Seven year Fixed Rate (Closed)           6.63%         +.20

For further information: Joan Dal Bianco, V.P., Real Estate Secured
Lending, TD Canada Trust, (416) 307-9273