TORONTO, Jan. 25 /CNW/ - TD Canada Trust has changed its mortgage rates,
effective January 26, 2008.
    The changes are as follows:

    Fixed Rates                                To:       Change:
    -----------

    6-month convertible                        7.05%     N/C
    1-year open                                9.50%     N/C
    1-year closed                              7.35%     N/C
    2-year closed                              7.40%     -0.10
    3-year closed                              7.40%     -0.10
    4-year closed                              7.34%     N/C
    5-year closed                              7.39%     -0.10
    6-year closed                              7.55%     -0.10
    7-year closed                              7.70%     -0.10
    10-year closed                             8.05%     -0.10


    Special Offers
    --------------

    Closed Variable Interest Rate Mortgage     5.50%     -0.25
    Five year Fixed Rate (Closed)              6.33%     -0.10
    Seven year Fixed Rate (Closed)             6.43%     -0.10

For further information: Joan Dal Bianco, V.P., Real Estate Secured
Lending, TD Canada Trust, (416) 307-9273