-   Those who apply for a mortgage or home equity line of credit by
        October 24, 2008 are automatically entered to win

    TORONTO, July 30 /CNW/ - TD Canada Trust announces The Great Mortgage
Giveaway. From now until October 24, 2008, customers who apply for a mortgage
or home equity line of credit will automatically be entered for a chance to
win $300,000.
    "We're thrilled to offer our customers a chance to win $300,000," says
Joan Dal Bianco, Vice President, Real Estate Secured Lending, TD Canada Trust.
"The winner can use the money any way they like, whether it's to pay down or
pay off their mortgage, do some renovating, or even buy appliances - it's
their choice."
    At TD Canada Trust, choice means convenience. With 50 % longer hours than
any other bank, across a wide network of branches, customers can meet a
mortgage specialist when it's convenient for them. And if a branch isn't the
most convenient choice, TD Canada Trust's Mobile Mortgage Specialists will
arrange to meet with a customer, where and when it's convenient for them.
    "We think it's so important to offer our customers the advice they need
in order to choose the mortgage that's right for them, that we'll even come to
their home if that's what they prefer. It's about helping customers when it's
convenient for them." adds Dal Bianco.
    For more information about mortgages and home equity lines of credit, TD
Canada Trust's Mobile Mortgage Specialists, or The Great Mortgage Giveaway,
visit www.tdcanadatrust.com/win or call 1.866.492.5841.

    About TD Bank Financial Group

    The Toronto-Dominion Bank and its subsidiaries are collectively known as
TD Bank Financial Group. TD Bank Financial Group is the seventh largest bank
in North America by branches and serves approximately 17 million customers in
four key businesses operating in a number of locations in key financial
centres around the globe: Canadian Personal and Commercial Banking, including
TD Canada Trust; Wealth Management, including TD Waterhouse and an investment
in TD Ameritrade; U.S. Personal and Commercial Banking through TD Banknorth
and Commerce; and Wholesale Banking, including TD Securities. TD Bank
Financial Group also ranks among the world's leading on-line financial
services firms, with more than 5.5 million on-line customers. TD Bank
Financial Group had CDN$503.6 billion in assets as of April 30, 2008. The
Toronto-Dominion Bank trades on the Toronto and New York Stock Exchanges under
the symbol "TD", as well as on the Tokyo Stock Exchange.

For further information: Jacqueline Burns, TD Bank Financial Group,
(416) 308-0177