- TD First Class Travel Visa Infinite Card Survey reveals travel
      behaviour of Canadians -

    TORONTO, Nov. 7 /CNW/ - During these uncertain economic conditions,
Canadians are planning to travel this holiday season. In fact, according to
the TD First Class Travel Visa Infinite Card Survey, of Canadians with
upcoming travel plans, 41% say that they will travel over the holidays. The
top adjustment that travellers are making is to be flexible about their travel
plans. Thirty-four per cent of travellers will be more flexible with their
travel dates and 26% will be more flexible with their holiday destination.
Only 6% of people who were planning on travelling will cancel their travel
plans.
    "Our research shows that flexibility is key for Canadian travellers with
half of Canadians booking their transportation ahead of time and then planning
the rest of their trip once they arrive," says Stacie Pearson, Associate Vice
President, TD Credit Cards. "With the TD First Class Travel Visa Infinite
Card, travellers can book their travel accommodations, car rentals and even
excursions any way they want; whether waiting for the best price or waiting
until they arrive at their destination, the TD First Class card is that
flexible."
    Canadians are also organized when it comes to travel planning. In fact,
nearly 70% plan their trip ahead of time. Fifty-one per cent plan their travel
at least a month ahead. Western Canadians and Ontarians are most likely to
plan ahead (77% and 75%).
    Fifteen per cent of Canadians are extremely flexible when they travel,
citing that they never stick to an itinerary. Not surprisingly, younger
travellers (18-34) are a little more flexible with their travel plans than
those 55 plus. Canadians are also flexible when it comes to paying for their
travel. Of those who have upcoming travel plans, 19% say they will be using
their reward points more to fund their holiday.

    About the TD First Class Travel Visa Infinite Card:

    The TD First Class Travel Visa Infinite Card gives cardholders "Book Any
Way" flexibility where they can book any way they want - through their
favourite travel agent or online website, tour package provider, a last-minute
deal or promotion, or directly with the hotel or airline. And, while many
competitor cards require their cardholders to reach point tiers to travel to
specified destinations, with the TD First Class Travel Visa Infinite Card,
redeeming points is simple and easy to understand. For every $1.00 in
purchases made using the card, cardholders earn 3 TD Points that can be
redeemed towards any type of travel.
    Specifically for Canadians who love to travel, the TD First Class Travel
Visa Infinite Card offers additional premium features such as:

    -   Travel Medical Insurance
    -   Trip Cancellation & Trip Interruption Insurance
    -   Complimentary Concierge Assistance - trip planning help is available
        24 hours a day, 365 days a year, and includes assistance in the event
        of an emergency while travelling
    -   VIP treatment at the world's finest hotels and resorts through
        exclusive hotel privileges
    -   Access to restaurant ratings and reviews of the world's most
        outstanding restaurants

    For more information about the TD First Class Travel Visa Infinite Card
visit: http://www.tdfirstclasstravel.com

    About the TD First Class Travel Visa Infinite Card survey:

    Part one of the TD Visa First Class Travel Visa Infinite Card Survey was
conducted by Angus Reid National Daily Omnibus on August 25, 2008. It polled
English and French speaking Canadians 18+. The sample size includes 1,003 men
and women.
    The second part of the TD Visa First Class Travel Visa Infinite Card
Survey was conducted on November 3, 2008 by the Angus Reid National Daily
Omnibus. It polled English and French speaking Canadians 18+. The sample size
includes 1,003 men and women.

    About TD Bank Financial Group:

    The Toronto-Dominion Bank and its subsidiaries are collectively known as
TD Bank Financial Group. TD Bank Financial Group is the seventh largest bank
in North America by branches and serves approximately 17 million customers in
four key businesses operating in a number of locations in key financial
centres around the globe: Canadian Personal and Commercial Banking, including
TD Canada Trust; Wealth Management, including TD Waterhouse and an investment
in TD Ameritrade; U.S. Personal and Commercial Banking through TD Banknorth
and Commerce Bank (to be known together as TD Bank); and Wholesale Banking,
including TD Securities. TD Bank Financial Group also ranks among the world's
leading on-line financial services firms, with more than 5.5 million on-line
customers. TD Bank Financial Group had CDN$509 billion in assets as of July
31, 2008. The Toronto-Dominion Bank trades on the Toronto and New York Stock
Exchanges under the symbol "TD", as well as on the Tokyo Stock Exchange.

For further information: Carolyn Abbass, Karen McCullough, Paradigm
Public Relations, (416) 203-2223, cabbass@paradigmpr.ca,
kmccullough@paradigmpr.ca