TORONTO, Nov. 26 /CNW/ - TD Canada Trust has changed its mortgage rates,
effective November 27, 2008.

    The changes are as follows:

    Fixed Rates                                     To:               Change:
    -----------

    6-month convertible                             6.10%              -0.10%
    1-year open                                     8.55%              -0.25%
    1-year closed                                   5.60%              -0.75%
    2-year closed                                   6.45%              -0.25%
    3-year closed                                   6.45%              -0.60%
    4-year closed                                   6.29%              -0.75%
    5-year closed                                   6.95%              -0.25%
    6-year closed                                   7.20%              -0.25%
    7-year closed                                   7.40%              -0.25%
    10-year closed                                  7.75%              -0.25%

    Special Offers
    --------------

    Five year Fixed Rate (Closed)                   5.79%              -0.35%

    Variable Rates                                  To:
    --------------
    VIRM Closed                                     TD Mortgage Prime + 0.60%
    VIRM Open                                       TD Mortgage Prime + 0.85%

For further information: Chris Wisniewski, Group Product Manager, Real
Estate Secured Lending, TD Canada Trust, (416) 308-9331