- Robert Adamko wins $300,000 in the TD Canada Trust Great Mortgage
                                 Giveaway -

    THUNDER BAY, ON, Dec. 15 /CNW/ - TD Canada Trust announced the winner of
the TD Canada Trust Great Mortgage Giveaway today in Thunder Bay, Ontario.
Employees, customers and friends celebrated at the Red River Road TD Canada
Trust Branch as Robert Adamko, a lifelong Thunder Bay resident, sat
comfortably in the TD Green Chair and was awarded a $300,000 cheque.
    "I can't believe I won! I've never won anything this big before. You
never think something like this could happen to a regular guy, but it did and
I'm still amazed," says Robert Adamko. "I'll be putting my prize money towards
my mortgage and student loans."
    Mr. Adamko was notified at work that he won the contest. He didn't
believe the news until TD Canada Trust sent him the contest details in
writing. "When I realized this was actually happening, I was so excited that I
could barely write," says Adamko. Mr. Adamko shared the news with all of his
co-workers at Nordmin Engineering and called his wife, who was also amazed.
    "The TD Canada Trust Great Mortgage Giveaway is just one way for us to
say thank you and show our appreciation to our millions of customers across
Canada," says Joan Dal Bianco, Vice President, Real Estate Secured Lending, TD
Canada Trust. The contest was offered to Canadians who applied for a Mortgage
or Home Equity Line of Credit during a 12-week period this fall.
    At TD Canada Trust, it's easy and convenient to talk to us about
Mortgages and Home Equity Lines of Credit. With 50% longer hours than any
other bank, and a wide network of branches, customers can meet a mortgage
specialist when it's convenient for them. And if a branch isn't the most
convenient choice, many areas feature a TD Canada Trust Mobile Mortgage
Specialist who can arrange to meet with customers, where and when it's
convenient for them.
    For more information about Mortgages and Home Equity Lines of Credit or
TD Canada Trust's Mobile Mortgage Specialists, visit
www.tdcanadatrust.com/mortgages.

    About TD Bank Financial Group

    The Toronto-Dominion Bank and its subsidiaries are collectively known as
TD Bank Financial Group. TD Bank Financial Group is the sixth largest bank in
North America by branches and serves approximately 17 million customers in
four key businesses operating in a number of locations in key financial
centres around the globe: Canadian Personal and Commercial Banking, including
TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse
and an investment in TD Ameritrade; U.S. Personal and Commercial Banking
through TD Banknorth and TD Bank, America's Most Convenient Bank; and
Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks
among the world's leading on-line financial services firms, with more than 5.5
million on-line customers. TD Bank Financial Group had CDN$563 billion in
assets as of October 31, 2008. The Toronto-Dominion Bank trades under the
symbol "TD" on the Toronto Stock Exchange and New York Stock Exchange.

    /NOTE TO PHOTO EDITORS: A photo accompanying this release is available on
    the CNW Photo Network and archived at http://photos.newswire.ca.
    Additional archived images are also available on the CNW Photo Archive
    website at http://photos.newswire.ca. Images are free to accredited
    members of the media/

For further information: Jennifer Meneses, Carolyn Abbass, Paradigm
Public Relations, (416) 203-2223 ext. 230, jmeneses@paradigmpr.ca