Credit protection insurance plays an important role in creating financial
    security for one of the largest investments most Canadians will ever make

    TORONTO, May 19 /CNW/ - A theft, an accident, or an unexpected critical
illness are just a few of the incidents that can turn a homeowner's life
upside down if they don't have the proper insurance. A recent TD poll found
that for women who have purchased their own home, more than one in three (36%)
don't have adequate insurance coverage beyond mandatory home insurance.
However, 43% of women homeowners from the same poll said the best thing about
owning a home is the financial security.
    "Fire, theft and water damage are serious threats to any homeowner and
are covered with basic home insurance. An equally serious threat is the
inability to make mortgage payments when something happens to the homeowner,"
says Jane Duchscher, Vice President, TD Insurance. "With the proper insurance,
you can avoid having your dream home turn into your worst nightmare in the
event you can't make your mortgage payments."
    Mortgage life and critical illness insurance can help protect you and
your family from unexpected financial burdens when faced with a critical
illness or even death. Here are a few reasons why credit protection is a key
part of any homeowner's insurance portfolio and how it can help provide the
financial security homeowners seek:

    -   In these challenging economic times it's difficult to feel
        financially secure, but by making sure your mortgage liability is
        insured, you can protect the security of your home and your financial
        investment.
    -   Critical illness insurance is a living benefit and can help manage
        your debt in case of illness including cancer, acute heart attack or
        stroke.
    -   A serious illness can mean time off work to rest and recuperate - as
        well as time off the payroll. Critical illness insurance acts like a
        financial booster shot to provide the cash flow you may need to help
        you recover completely, on your own time.

    "Ensuring that your mortgage payments are taken care of when the
accidents of life occur is just as important as locking the front door when
you leave your house," added Duchscher.
    For more information on credit protection products including mortgage
life insurance and critical illness insurance visit www.tdinsurance.com or
call 1.866.753.6953.

    About the Poll

    The TD Canada Trust Women and Home Ownership Poll surveyed women 18 years
of age and older from across the country, to explore home ownership behaviour
among women. The survey was conducted by Angus Reid Strategies from February 4
- 10, 2009 with English and French speaking Canadians using the Angus Reid
Forum. The sample size includes 1,000 women who have purchased a home
independently.

    About TD Insurance

    The TD Insurance brand is a part of TD Bank Financial Group. The wide
range of TD Insurance products help protect clients from the 'accidents of
life' including credit protection, life, health, travel, home and auto
insurance. With more than three million clients, TD Insurance products and
services are available through a network of more than 1,000 TD Canada Trust
branches, the Internet and telephone. The TD Insurance brand, through its TD
Insurance Credit Protection and TD Insurance Life and Health brands, is the
number one provider of critical illness insurance and direct life and health
premium origination in Canada. And through its TD Insurance Meloche Monnex and
TD Insurance Home and Auto brands, is the largest direct-response insurance
group in the country. For more information, visit www.tdinsurance.com.

For further information: Jacqueline Burns, TD Insurance, (416) 308-0177,
jacqueline.burns@td.com; Stephanie Ford, Argyle Communications, (416) 968-7311
x 240, SFord@argylecommunications.com