TORONTO, Jan. 11 /CNW/ - TD Canada Trust has changed its mortgage rates,
effective January 12, 2008.
    The changes are as follows:

    Fixed Rates                                To:    Change:
    -----------

    6-month convertible                      7.05%       N/C
    1-year open                              9.50%       N/C
    1-year closed                            7.35%     -0.05
    2-year closed                            7.50%     -0.05
    3-year closed                            7.50%     -0.05
    4-year closed                            7.34%     -0.21
    5-year closed                            7.49%     -0.05
    6-year closed                            7.65%     -0.05
    7-year closed                            7.80%     -0.05
    10-year closed                           8.15%       N/C


    Special Offers
    --------------

    Closed Variable Interest Rate Mortgage   6.00%       N/C
    Five year Fixed Rate (Closed)            6.43%     -0.10
    Seven year Fixed Rate (Closed)           6.53%     -0.10

For further information: Joan Dal Bianco, V.P., Real Estate Secured
Lending, TD Canada Trust, (416) 307-9273