TORONTO, Jan. 13, 2012 /CNW/ - TD Canada Trust announces a four-year special 2.99% fixed rate mortgage offer, effective January 14, 2012. This is in addition to the six- and seven-year special fixed rate mortgage offers announced yesterday.

"We are announcing an additional affordable special for Canadians considering their available mortgage financing options," says Farhaneh Haque, Director, Mortgage Advice. "Our special rates have flexible options and full prepayment privileges available to them, so homeowners do not have to give up features and flexibility to get a great rate".

"Rates are important, but flexibility can also be an important a consideration for home buyers."

*Rates calculated semi-annually, not in advance. This rate is a discount off of posted rate and is only available on new mortgage applications made until February 29^th, 2012.  Mortgage must be funded by April 30^th, 2012.  Other terms and conditions may apply.

About TD Bank Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group (TD). TD is the sixth largest bank in North America by branches and serves approximately 20.5 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust, TD Insurance, and TD Auto Finance Canada; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking, including TD Bank, America's Most Convenient Bank, and TD Auto Finance U.S.; and Wholesale Banking, including TD Securities. TD also ranks among the world's leading online financial services firms, with more than 7.5 million online customers. TD had CDN$686 billion in assets on October 31, 2011. The Toronto-Dominion Bank trades under the symbol "TD" on the Toronto and New York Stock Exchanges.